Hi everybody, I just finish my website, firesale on cancer2u.com,
It is really messed me up. Though, I feel relieve a little bit. Thanks god for make everything easier for me.
Erm, everyone nowadays is getting their list full. Haha, I always want to do the same. Here the catch, I want to give you something inside the firesale on cancer2u.com,
what you have to do is, register the link below and thats all.
I'll give you a download link after registration done.
checkmeeveryday@gmail.com has sent you a file
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Filename : Kadar Keuntungan Simpanan.xls
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Salam and hi everybody,
As I am busy working with RM40 000 project, I just found some amazing fact.
This is from my observation.
5 months ago, I was collecting 10 cent, 20 cent and 50 cent coins into my piggy bank.
Just half an hour ago, I try to insert more coins into the piggy bank. Come to my surprise, the piggy bank is full. So I decided, to count the money. What a bloody happy I am, it is almost RM100.
Then, I decided to open an account for my daughter with that money. If I'm not mistaken, the rate for Bank Rakyat is 15% , I just knew it last month as I paid my bills there.
I then, open Excel, and try to calculate, how much the money will be grow.
Here is my calculation.
RM100 every year for 10% rate
| Tahun | Baki Dari Bank | Dalam Bank | Kadar Keuntungan | Jumlah Keuntungan | Simpanan + Keuntungan |
| 1 | 0 | 100 | 0.1 | 10 | 110 |
| 2 | 110 | 210 | 0.1 | 21 | 231 |
| 3 | 231 | 331 | 0.1 | 33.1 | 364.1 |
| 4 | 364.1 | 464.1 | 0.1 | 46.41 | 510.51 |
| 5 | 510.51 | 610.51 | 0.1 | 61.051 | 671.561 |
| 6 | 671.561 | 771.561 | 0.1 | 77.1561 | 848.7171 |
| 7 | 848.7171 | 948.7171 | 0.1 | 94.87171 | 1043.58881 |
| 8 | 1043.58881 | 1143.58881 | 0.1 | 114.358881 | 1257.947691 |
| 9 | 1257.947691 | 1357.947691 | 0.1 | 135.7947691 | 1493.74246 |
| 10 | 1493.74246 | 1593.74246 | 0.1 | 159.374246 | 1753.116706 |
| 11 | 1753.116706 | 1853.116706 | 0.1 | 185.3116706 | 2038.428377 |
| 12 | 2038.428377 | 2138.428377 | 0.1 | 213.8428377 | 2352.271214 |
| 13 | 2352.271214 | 2452.271214 | 0.1 | 245.2271214 | 2697.498336 |
| 14 | 2697.498336 | 2797.498336 | 0.1 | 279.7498336 | 3077.248169 |
| 15 | 3077.248169 | 3177.248169 | 0.1 | 317.7248169 | 3494.972986 |
| 16 | 3494.972986 | 3594.972986 | 0.1 | 359.4972986 | 3954.470285 |
| 17 | 3954.470285 | 4054.470285 | 0.1 | 405.4470285 | 4459.917313 |
| 18 | 4459.917313 | 4559.917313 | 0.1 | 455.9917313 | 5015.909045 |
| 19 | 5015.909045 | 5115.909045 | 0.1 | 511.5909045 | 5627.499949 |
| 20 | 5627.499949 | 5727.499949 | 0.1 | 572.7499949 | 6300.249944 |
RM200 with 10% rate
| 1 | 0 | 200 | 0.1 | 20 | 220 |
| 2 | 220 | 420 | 0.1 | 42 | 462 |
| 3 | 462 | 662 | 0.1 | 66.2 | 728.2 |
| 4 | 728.2 | 928.2 | 0.1 | 92.82 | 1021.02 |
| 5 | 1021.02 | 1221.02 | 0.1 | 122.102 | 1343.122 |
| 6 | 1343.122 | 1543.122 | 0.1 | 154.3122 | 1697.4342 |
| 7 | 1697.4342 | 1897.4342 | 0.1 | 189.74342 | 2087.17762 |
| 8 | 2087.17762 | 2287.17762 | 0.1 | 228.717762 | 2515.895382 |
| 9 | 2515.895382 | 2715.895382 | 0.1 | 271.5895382 | 2987.48492 |
| 10 | 2987.48492 | 3187.48492 | 0.1 | 318.748492 | 3506.233412 |
| 11 | 3506.233412 | 3706.233412 | 0.1 | 370.6233412 | 4076.856753 |
| 12 | 4076.856753 | 4276.856753 | 0.1 | 427.6856753 | 4704.542429 |
| 13 | 4704.542429 | 4904.542429 | 0.1 | 490.4542429 | 5394.996672 |
| 14 | 5394.996672 | 5594.996672 | 0.1 | 559.4996672 | 6154.496339 |
| 15 | 6154.496339 | 6354.496339 | 0.1 | 635.4496339 | 6989.945973 |
| 16 | 6989.945973 | 7189.945973 | 0.1 | 718.9945973 | 7908.94057 |
| 17 | 7908.94057 | 8108.94057 | 0.1 | 810.894057 | 8919.834627 |
| 18 | 8919.834627 | 9119.834627 | 0.1 | 911.9834627 | 10031.81809 |
| 19 | 10031.81809 | 10231.81809 | 0.1 | 1023.181809 | 11254.9999 |
| 20 | 11254.9999 | 11454.9999 | 0.1 | 1145.49999 | 12600.49989 |
RM100 for once at 10% rate
| 1 | 0 | 200 | 0.1 | 20 | 220 |
| 2 | 220 | 220 | 0.1 | 22 | 242 |
| 3 | 242 | 242 | 0.1 | 24.2 | 266.2 |
| 4 | 266.2 | 266.2 | 0.1 | 26.62 | 292.82 |
| 5 | 292.82 | 292.82 | 0.1 | 29.282 | 322.102 |
| 6 | 322.102 | 322.102 | 0.1 | 32.2102 | 354.3122 |
| 7 | 354.3122 | 354.3122 | 0.1 | 35.43122 | 389.74342 |
| 8 | 389.74342 | 389.74342 | 0.1 | 38.974342 | 428.717762 |
| 9 | 428.717762 | 428.717762 | 0.1 | 42.8717762 | 471.5895382 |
| 10 | 471.5895382 | 471.5895382 | 0.1 | 47.15895382 | 518.748492 |
| 11 | 518.748492 | 518.748492 | 0.1 | 51.8748492 | 570.6233412 |
| 12 | 570.6233412 | 570.6233412 | 0.1 | 57.06233412 | 627.6856753 |
| 13 | 627.6856753 | 627.6856753 | 0.1 | 62.76856753 | 690.4542429 |
| 14 | 690.4542429 | 690.4542429 | 0.1 | 69.04542429 | 759.4996672 |
| 15 | 759.4996672 | 759.4996672 | 0.1 | 75.94996672 | 835.4496339 |
| 16 | 835.4496339 | 835.4496339 | 0.1 | 83.54496339 | 918.9945973 |
| 17 | 918.9945973 | 918.9945973 | 0.1 | 91.89945973 | 1010.894057 |
| 18 | 1010.894057 | 1010.894057 | 0.1 | 101.0894057 | 1111.983463 |
| 19 | 1111.983463 | 1111.983463 | 0.1 | 111.1983463 | 1223.181809 |
| 20 | 1223.181809 | 1223.181809 | 0.1 | 122.3181809 | 1345.49999 |
Wow, even you also can get RM1000 easily, just by saving RM100 once.
p/s: I am not associated with any bank, this info for knowledge purpose.
This report, is true for May 2008.
